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When In Doubt, Go With the Known

Lets say you’re a lower-income person and you own a crappy car worth $3000. Let’s also say you still owe $6000 on its loan. Also, it needs about $2000 worth of repairs to make it decently driveable. This presents you with two bad choices: 1. Put $2K into a...

Focused Work vs. Normal Work

Only about 40% of the typical workday is actually work. The other 60% (at least!) is wasted time. Some of this wasted time is your fault, some is your work environment’s fault, and some is your bosses’ or management’s fault. Examples of wasted time...